Each of the major credit bureaus (Experian, Equifax, and TransUnion) will display rent reporting differently on your credit report.
Rent reporting is categorized as an open (O) account type on a credit report and you may see rent reporting listed as "satisfying a loan" or even as an "open loan". Describing rent payments as a loan is strictly a display label on the credit report as rental agreements are never loans.
You will likely see “ESUSUFIN”, “Esusu Financial”, or the property management company name as the tradeline.
Below are examples of how this information may appear on your credit report:
- Property Management Company, ESUSFIN or Esusu Financial
- Payment History
- Type: Rental